| Average Net Branch | The AMG Branch Way | |
| Branch Commission Structure | Varies, typically volume driven with minimum production levels | Flat Fee per Loan Banker or Broker…that simple |
| 2nd Mortgages | Same fee for 1st or 2nd regardless and some do not even allow them! | $200.00 per Stand Alone & $100.00 per "Piggy Back" 2nd |
| Commission Pay Frequency | Once per month, sometimes twice. Loans pay out 30, sometimes 60 days after funding. | Every Friday, like clockwork (See "Loan Disbursement Worksheet") |
| Loan Officer Pay Frequency | Twice a month. Inconvenient cutoff dates and lead times | Every business day, just need to call in payroll 48 hours in advance |
| Close as a Banker or Broker? | Can only close as a broker or must give branch company first right of refusal on all deals | Close loans as a Banker or Broker at your discretion |
| FHA? | None or need to send out for underwriting | Internal Full Eagle FHA Underwriting |
| Annual Audit Fees | You cover the cost or up to $1,000.00 per year | $0.00, you sell loans and we worry about Audits and Compliance |
| Loan Compliance & Audits | 72 hours to two weeks! | Loans are audited within 24 hours of receipt |
| Branch Setup Fees | Varies, but can be in the thousands | $0.00, we are here to help you build a business |
| File Storage | You take the responsibility of storing them at your expense, taking up your space. | We store the files, running quality control prior to archiving. Audits take place without you even knowing |
| Reverse Mortgages | What's a Reverse Mortgage? | Available through the AMG Reverse Mortgage Department or we will help you get trained |
| Individual & Branch Websites | Do you know HTML? | Yes, both get a dedicated e-mail, website and address that are easily customized |
| Marketing Support | Minimal, if any | Full line of customizable flyers and mailing pieces. Ability to participate in company wide mass mailers |
| Benefits | You're on your own | Full Medical, Dental, Vision and 401K programs with large group discounts |
| IT Support | You're on your own | Internal IT department available on demand every business day |
| Office Supplies | You're on your own | Pre negotiated prices at 20 - 50% less than store prices through our preferred vendor |
| Overnight Mail | You're on your own | Bulk pricing through our preferred shipper UPS |